Auteursarchief: frederikmennes

PSD2: European Commission proposes amendments to final draft RTS on Strong Customer Authentication

On 23 February the European Banking Authority (EBA) proposed its final draft Regulatory Technical Standards (RTS) on Strong Customer Authentication (SCA) and Common and Secure Communication (CSC) under PSD2 to the European Commission (EC). On 24 May the Commission sent … Lees verder

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PSD2: Which Strong Authentication and Risk Analysis Solutions comply with the EBA’s Final Draft RTS?

Introduction On Thursday February 23rd, the European Banking Authority (EBA) published its long-awaited final draft Regulatory Technical Standards (RTS) on Strong Customer Authentication (SCA) and Common and Secure Communication (CSC) under the revised Payment Services Directive (PSD2). In this blog … Lees verder

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EBA Eases Strong Customer Authentication Requirements under PSD2

On Thursday 23 February, the European Banking Authority (EBA) published its long-awaited final draft Regulatory Technical Standards (RTS) on Strong Customer Authentication (SCA) and Common and Secure Communication (CSC) under the revised Payment Services Directive (PSD2). In general the EBA … Lees verder

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PSD2: Is this the End of SMS-based Authentication?

Banks and payment service providers sometimes rely on SMS to verify the identity of a person who wishes to make a wire transfer or confirm a payment. They send an SMS message with a one-time password (OTP) to the person’s … Lees verder

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PSD2: Which Strong Authentication Solutions Comply with EBA’s draft RTS?

In this blog post I take a detailed look at the proposal for draft Regulatory Technical Standards (RTS) for strong customer authentication (SCA), which has been published in August 2016 by the European Banking Authority (EBA). I’ll first give some … Lees verder

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Strong authentication of Internet Payments in Europe: the new PSD2

Last Thursday, on October 8th, the European Parliament adopted the revised Directive on Payment Services, also known as PSD2. The new directive, which is the long awaited successor of the first Payment Services Directive from 2007, aims to harmonize the … Lees verder

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Security of Internet payments – National authorities enforcing EBA Guidelines

Last Thursday, on 21 May 2015, the European Banking Authority (EBA) published the compliance notifications from the various European national authorities regarding the enforcement of the EBA Guidelines for the Security of Internet Payments. I already discussed the Guidelines in … Lees verder

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